Explore the various treatment alternatives for mental health disorders available through Horizon Blue Cross Blue Shield of New Jersey and Summit Behavioral Health. This page presents a range of services and support, providing details to facilitate access to high-quality care for mental and emotional wellness under your Horizon Blue Cross Blue Shield of New Jersey insurance coverage.

What is Mental Health Disorder?

Mental health disorders, also known as mental illnesses, affect one in eight people globally. These conditions can significantly impact thinking, emotions, behavior, and overall well-being and affect daily life and relationships. Mental health disorders can take many forms, such as anxiety disorders, mood disorders, psychotic disorders, eating disorders, and substance use disorders, among others.1

The causes of mental health disorders are intricate and multifaceted, typically involving a blend of genetic, biological, environmental, and psychological elements. It’s crucial to acknowledge that mental health exists on a continuum, and occasional experiences of stress, sadness, or anxiety are typical aspects of life. However, when these emotions persist, intensify, or disrupt daily functioning, they may indicate the presence of a mental health disorder.

Seeking professional assistance through therapy or counseling is essential for accurate diagnosis, effective treatment, and ongoing management of mental health conditions. Approaching mental health with empathy, understanding, and a commitment to reducing mental health stigma is vital. Creating a supportive environment for those seeking help and treatment is crucial—call (888) 995-6311 to initiate your journey toward psychological well-being today.

Common Types of Mental Health Disorders

Mental health disorders refer to a wide range of conditions, each posing distinct challenges and affecting individuals in diverse ways. In the following sections, we will delve into the therapeutic interventions and support provided by Horizon Blue Cross Blue Shield of New Jersey and Summit Behavioral Health for individuals struggling with these common types of mental health disorders.

Major Depressive Disorder (MDD)

Major Depressive Disorder (MDD), commonly referred to as clinical depression, is a prevalent mental health condition characterized by enduring feelings of sadness, hopelessness, and diminished interest in activities. Symptoms include changes in appetite, sleep patterns, and difficulty concentrating, significantly impacting daily functioning and relationships. Treatment usually involves a combination of psychotherapy and medication.2

Generalized Anxiety Disorder (GAD)

Generalized Anxiety Disorder (GAD) is characterized by persistent, excessive worry out of proportion to the actual level of threat posed. The symptoms of GAD include restlessness, muscle tension, and difficulty concentrating, which significantly affects daily functioning. Unlike occasional worrying related to stressful events, individuals with GAD experience ongoing anxiety over extended periods. Treatment options include psychotherapy, medication, and lifestyle changes.3

Bipolar Disorder

Bipolar disorder is a mood disorder characterized by extreme mood swings, which can include manic episodes and episodes of depression. This disorder can greatly impact a person’s daily life and relationships. Diagnosis involves evaluating the intensity and duration of these mood swings, and treatment options include medications, psychotherapy, and lifestyle adjustments.4

Obsessive-Compulsive Disorder (OCD)

Obsessive-Compulsive Disorder (OCD) is marked by persistent intrusive thoughts (obsessions) and repetitive behaviors (compulsions) aimed at alleviating anxiety. Individuals may feel compelled to perform rituals like counting or washing, impacting daily functioning and diminishing overall quality of life. Diagnosis involves assessing these symptoms, and treatment includes exposure and response prevention (ERP), among other methods, along with medication.5

Post-Traumatic Stress Disorder (PTSD):

Post-Traumatic Stress Disorder (PTSD) can develop after exposure to a traumatic event, resulting in symptoms like intrusive memories, nightmares, and heightened anxiety. Persistent avoidance and negative mood changes are also common. Diagnosis involves assessing the duration and impact of these symptoms. Treatment typically includes trauma-informed care, such as Eye Movement Desensitization and Reprocessing (EMDR) therapy and medication.6

Attention-Deficit/Hyperactivity Disorder (ADHD)

Attention-Deficit/Hyperactivity Disorder (ADHD) is a neurodevelopmental condition marked by persistent patterns of inattention, hyperactivity, and impulsivity, significantly impacting daily functioning. Diagnosis involves comprehensive testing and assessment of symptoms and their impact on various life domains. Treatment includes a combination of behavioral interventions, psychoeducation, and sometimes ADHD medication.7

Borderline Personality Disorder (BPD)

Pervasive patterns of instability in relationships, self-image, and emotions characterize Borderline Personality Disorder (BPD). Symptoms include an intense fear of abandonment, impulsive and self-destructive behaviors, and a fluctuating sense of identity. Diagnosing BPD involves assessing these patterns and their impact on daily functioning. Treatment includes various therapeutic interventions, such as dialectical behavior therapy (DBT) and, sometimes, medication.8

Statistics on Mental Health Issues in New Jersey

In New Jersey, residents face challenges accessing mental health care, with high rates of being driven out-of-network for mental health services compared to primary health care. This disparity leads to increased difficulty in obtaining care and higher out-of-pocket costs for residents. Moreover, homelessness in the state affects approximately 9,662 individuals, with one in three facing a serious mental illness.

As of 2021, over 1.1 million adults in New Jersey live with a mental health condition, according to the National Alliance on Mental Illness. Additionally, a survey conducted in October 2021 revealed that more than 70% of college students in the state expressed concerns about their mental health, highlighting the widespread impact on the younger population.

Who is Horizon Blue Cross Blue Shield?

The Blue Cross Blue Shield Association (BCBSA) is a group of independent health insurance providers that offer their services to different regions of the United States. Founded in 1932, Horizon Blue Cross Blue Shield of New Jersey is a trusted provider of health insurance products and services to people and businesses in the state.

Horizon Blue Cross Blue Shield of New Jersey is The Garden State’s oldest and largest health insurer, providing various insurance options such as medical, dental, vision, and prescription drug coverage. They are dedicated to enhancing their members’ well-being and work with healthcare professionals and facilities to ensure access to high-quality care.9

What is Horizon BCBSNJ Mental Health Coverage?

Horizon Blue Cross Blue Shield of New Jersey delivers extensive mental health coverage, providing services to address a broad range of mental health disorders. Their coverage may include assessments, therapy sessions, and psychiatric medication management. Insured individuals have access to a high-quality healthcare network of Blue Cross Blue Shield mental health providers, ensuring tailored and effective treatment for mental well-being.

Horizon Blue Cross Blue Shield inpatient mental health and outpatient mental health services may be included in your plan. These services incorporate various therapeutic interventions such as cognitive-behavioral therapy (CBT), psychoanalysis, mindfulness practices, and counseling services. This commitment underscores Horizon BCBSNJ’s dedication to mental health awareness, establishing a comprehensive, accessible care network for navigating mental health challenges.

Does Horizon Blue Cross Blue Shield of New Jersey Cover Mental Health Disorder Treatment?

Horizon Blue Cross Blue Shield of New Jersey offers comprehensive coverage for treating mental health disorders. Their behavioral health insurance encompasses a spectrum of services, including therapy, psychiatric assessments, and medication management, ensuring individuals have access to a broad range of mental health resources and support.

Members can take advantage of a network of qualified professionals and diverse treatment methods. The mental health coverage provided by Horizon BCBSNJ may extend to both inpatient and outpatient treatments, contingent on your plan and other factors. This inclusivity underscores their dedication to addressing the varied needs of individuals dealing with mental health disorders and their commitment to mental health advocacy, providing a personalized support system for those seeking psychiatric treatment.

Please check your insurance details now for specific information about your plan and mental health treatment requirements.

Does Blue Cross Blue Shield Cover Mental Health Therapy and Counseling in New Jersey?

Horizon Blue Cross Blue Shield of New Jersey includes mental health therapy and counseling services as integral components of its comprehensive insurance plans. Members can connect with a network of accredited mental health professionals, encompassing therapists and counselors, to receive personalized care that aligns with their unique needs.

Prioritizing flexibility in mental health care, Horizon BCBSNJ extends coverage to encompass a variety of therapeutic modalities, guaranteeing that members can access a broad range of options. Call (888) 995-6311 to learn more about mental health therapy and counseling services available with your Horizon Blue Cross Blue Shield of New Jersey plan.

Do Horizon BCBS of New Jersey Plans Cover Mental Health Medication?

Horizon Blue Cross Blue Shield of New Jersey incorporates mental health medication coverage into its comprehensive suite of mental health services and prescription drug coverage. This coverage spans a diverse array of psychiatric medications while highlighting Horizon BCBSNJ’s dedication to providing holistic mental healthcare.

This approach acknowledges the significance of pharmacological interventions as an essential component of effective psychiatric treatment. Such commitment demonstrates Horizon BCBSNJ’s resolve to support individuals on their path to mental well-being and recovery by eliminating barriers to accessing essential medications. Contact us for details on the mental health medications covered under your particular plan.

Does Horizon BCBS of New Jersey Mental Health Disorder Testing?

Horizon Blue Cross Blue Shield of New Jersey incorporates mental health disorder testing into its comprehensive mental health services. This coverage includes diagnostic assessments and testing conducted by qualified healthcare professionals. Members can depend on Horizon BCBSNJ to assist them in obtaining thorough evaluations for the accurate diagnosis of various mental health disorders.

Call (888) 995-6311 to schedule your or your loved one’s mental health disorder assessment today.

Other Rehab Treatment Programs Covered by Horizon Blue Cross Blue Shield in New Jersey

Horizon Blue Cross Blue Shield of New Jersey extends its mental health coverage beyond traditional treatment by including various rehabilitation programs and diverse services to address distinct mental health challenges. The following sections will delve into the specifics of Horizon BCBSNJ’s coverage for these rehabilitation programs.

Mental Health Partial Hospitalization Programs

Going beyond conventional care, a mental health Partial Hospitalization Program (PHP) offered by Horizon BCBSNJ is an intensive and structured day program. Tailored for individuals needing more support than outpatient care but not requiring 24-hour inpatient services, PHPs provide a secure environment for engaging in therapeutic modalities like mental health support groups, individual counseling, and psychiatric evaluations.

These programs often emphasize symptom and stress management techniques and relapse prevention, allowing participants to return home in the evenings. Horizon Blue Cross Blue Shield of New Jersey insurance plans typically include coverage for mental health PHPs. To understand coverage details, potential requirements, limitations, or exclusions related to these programs, please check your specific plan details or call (888) 995-6311 for assistance.

Mental Health Intensive Outpatient Program

Horizon Blue Cross Blue Shield of New Jersey covers mental health Intensive Outpatient Programs (IOPs) as an alternative to full-time residential care. These structured therapeutic approaches involve several hours of weekly therapy sessions, including group therapy, individual counseling, and psychiatric evaluations.

Aimed at managing mental health challenges and preventing relapse while allowing individuals to maintain their daily routines, IOPs align with Horizon BCBSNJ’s commitment to providing accessible and intensive mental health care. Refer to your insurance plan details for specifics on coverage and any requirements related to IOP participation, or call (888) 995-6311.

Mental Health Residential Inpatient Rehabs

For individuals with severe mental health conditions, Horizon Blue Cross Blue Shield of New Jersey offers coverage for mental health residential inpatient rehab. These intensive programs provide 24-hour care and support, incorporating comprehensive therapeutic interventions like individual and group therapy, psychiatric evaluations, and medication management.

Horizon BCBSNJ’s coverage underscores its dedication to ensuring individuals have access to critical mental health care tailored to their clinical needs in a residential setting. Members should consult their plan details for coverage specifics and any requirements related to residential inpatient rehab. Alternatively, you can contact us for guidance.

Mental Health Center in New Jersey That Takes Horizon BCBS

At our New Jersey-based treatment center, our commitment is to guide you or your loved one by establishing the foundation for addiction recovery and providing unwavering support at every stage. Achieving this mission is complex, but our facilities employ an integrative approach that includes the most reliable clinical practices and evidence-based therapeutic interventions designed to address mental health challenges.

When you choose Summit Behavioral Health, we strive to communicate that recovery is achievable, regardless of your unique circumstances. We emphasize that you’re not alone in this struggle. Allow us to lead you toward a healthier, more fulfilling quality of life by assisting you in developing the mental and emotional tools necessary to overcome your struggles.

For more information, call (888) 995-6311 or visit our outpatient treatment facility at the following address:

How Much Does Mental Health Cost in New Jersey Without BCBS Insurance?

Without insurance in New Jersey, the expenses for mental health treatment can vary significantly based on factors like policy details and the type and duration of the treatment. On average, an individual patient in outpatient rehab may pay $1,701,10 and individual psychotherapy sessions range from $100 – $200 per session.11 However, these figures are only estimates subject to significant variation.

Although Horizon Blue Cross Blue Shield of New Jersey benefits can assist in covering certain rehabilitation expenses, you may still bear responsibility for copayments, deductibles, and additional out-of-pocket costs. Nevertheless, the primary focus is ensuring you have access to essential care. If you or a loved one is contemplating mental health or addiction rehabilitation, we are here to facilitate your access to the required care. Take a moment to check your insurance details today.

How To Check Horizon BCBSNJ Coverage Levels for Mental Health Disorders Treatment

Understanding the details of your insurance policy and finding in-network Blue Cross Blue Shield mental health providers is essential to maximizing your benefits. We know that dealing with insurance can be complicated and time-consuming, so we simplify this process. Call (888) 995-6311 or fill out our confidential online form linked below to check your insurance coverage levels.

Following interaction with your insurance provider, our team will promptly contact you to discuss the details of your coverage. We’re dedicated to offering support and guidance throughout your entire journey, empowering you to make informed decisions about mental health treatment while comprehending your insurance coverage.

Mental Health-Related Statistics in New Jersey

  • In 2021, the suicide fatality rate in New Jersey stood at 1.9 per 100,000 for incidents involving firearms, a figure notably lower than the rate of 5.1 per 100,000 for suicides using other means.12
  • Interventions rooted in positive psychology have proven effective in enhancing subjective well-being and psychological health. Additionally, there is potential for these interventions to alleviate depressive symptoms.13
  • Residents of New Jersey are more than nine times as likely to be driven out-of-network for mental health care than for primary health care, making it more difficult to access care and resulting in higher out-of-pocket costs.14
  • There are about 9,662 homeless people in New Jersey, with 1 in 3 living with a serious mental illness.
  • According to the National Alliance on Mental Illness, over 1.1 million adults in New Jersey have a mental health condition as of 2021.
  • In a survey conducted in October 2021, over 70% of college students in New Jersey expressed concerns about their mental health.15

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